I always hear people complain about inflation, about work, about their relationship, almost about everything. I admit I used to be like that. I blame everything but me on my misfortunes and financial struggles. I tried to find ways to be happy and satisfied by shopping, going out with friends, collecting stuffs, and many other materialistic approach. And I only end up broke. After months or let us say years of trial and error, I finally found and practice the first step to financial freedom. That is MANAGING YOUR FINANCES. Because no matter how much you are paid for or how much money you have, you will still end up broke if you don't know how to manage your finances. And trust me, it is not very easy. It is a struggle and sacrifice you have to make everyday. Here are some of the things I want to share with you on how I start my journey on PERSONAL FINANCE MANAGEMENT:
1. Making a budget
2. Decluttering ( a post about this topic is coming up)
3. Stop collecting stuffs
4. Making a weekly meal planner
5. Monitoring your daily expenses
6. Saving money
7. Cost cutting
8. Using the envelope method
I am not a financial expert but I have my share of personal experiences on these matter and I hope you will learn something from them.
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